I was once at the rather palatial new home of a friend (their polished granite kitchen counter-tops cost more than my house) and they had just moved in from living in a large shed on the property. In a room of its own was the largest size of slate pool table ever made, where the far pockets would have disappeared in the smoke haze of a 60’s pub. Must weigh a respectable portion of a ton. “Gee, how did you get this down here?” I asked. “With a telephone” she replied. Even considering the widest mechanical applications of a telephone, I could not see how it would help. She waited patiently until I finally blurted out “A removalist!”
I was so slow to catch on because I am so used to doing everything myself, I don’t even consider the possibility of getting somebody else to do it. This comes from being penurious for most of my life. Sorry about the big word, but skint got rejected with a wavy red line. This is the great divide between the country life and the city life. Perhaps I carry it to extremes. In a city, somebody else is responsible for just about every service and function that modern life requires. If it goes wrong, pick up the phone and complain. I can complain all I like here, and I do, but nobody is coming to fix my problems. So DIY is not an interesting hobby in the sticks, it is a survival technique. If you have a property 600kms east of Alice Springs, forget getting a plumber. As an aside, I have just had the most bizarre suggestion from spell-check. How did 600kms prompt it to suggest “sikhisms”? And then underlines the word it has given me??? ???=WTF
What necessitates DIY as a lifestyle, is poverty and remoteness, in that order. The downside is that you have got to get out there and fix all the slings and arrows of outrageous fortune. The upside is that you do. It is empowering and you acquire skills, save money and get some satisfaction overcoming problems. And it gets easier with practice. And you become more independent of ‘the system’. And you lose the anxiety that comes with other people having control of your fate. I can’t be fired, I can cope with fluctuations of income, collapse of civilisation etc. Until recent times, Aboriginals had that freedom. They could go bush in a small group and not be reliant on any infrastructure.
On the whole, I prefer the freedom of self-sufficiency over the convenience of services. This will change as I age and become less competent. Until finally I am thankful for someone to feed me porridge in the morning. Until then, I battle on.
Which brings me, with no discernible segue, to my topic on the disadvantages of DIY. A few weeks ago I had a half ton branch drop onto the transmission lines down to the sauna, breaking the wires. The connections broken were up a pole about 8m high. My extension ladder would just about reach that height, but I found that my courage wouldn’t. As I went up the ladder it started shaking, I started shaking, the pole started shaking and we all hit a harmonic frequency of seismic proportions. I carefully retreated to the ground. A decade or two ago I had climbed the ladder to attach the wires but I was no longer game to do so. In traditional British style, I went for a cup of tea. Plan B. I would tackle the problem from terra firma. The more firmer, the less terror. With the aid of ropes, wire clamps, long sticks etc, I was able to hook on the wires from the ground.
Last week, the same bit of line was brought down again by a very large twenty ton tree. I could see immediately that it was too dangerous to chainsaw out of the way. It had snapped the trunk 5m from the ground and tangled with other trees and supported by a mess of branches, and still attached to the 5m stump. So hard to see what was supporting what. Even if I had a cherry picker, which I haven’t, some branches could break up rather than down. So it is staying there and the wires are going over the top. One 9m pole was snapped off at the ground but I will recycle it in another location.
So I have pulled out the wires from under the tree and with some difficulty pulled them over the tree. When I reconnect the power the wires will be touching the tree, but I have found this is not a problem. There may be some minor leakage of electricity, but no real problem. I will wait until I have no guests before I continue as I need to use the chainsaw and my old ute to re-erect the power pole. The ute still has the remains of a muffler, but alas not connected to the engine. It sounds like a phalanx of Harleys cruising down the road. I will spare my guests that.
So city dwellers can fix just about anything with a telephone and a chequebook. Out in the sticks, we need a whole heap of tools and more than a little effort. Maybe next post I will show you how I pick up an 8m 300kg power pole, move it 20m and shove it back in the ground. Don’t expect bulging muscles and Schwarzenegger torso.
Lipstick on Pigs
I notice in recent months that some banks are advertising that you can really love a bank. Er, no, you can’t. Banks are corporations and legal vehicles, heartless and soulless, dedicated to making money for their shareholders. Its senior officers are required by law to maximise returns, destroy the opposition, take money off anyone silly enough to let them and deposit it in shareholders pockets, and generally stomp on heads. To get into the higher echelons of bank management requires a great track record of head stomping. They are monster machines of human construct run by ruthless kleptomaniacs.
You may think this view a tad extreme. I am just sorry that I haven’t the wit to present reality in bolder terms and in all its lurid details. Throughout most of the last couple of millennium, the financial sector has been about 5-10% of the economy. Ancient Egypt had bankers, and the Romans had more. In the last few decades, the financial sector has blown out to over 30% of the economy in many western countries. I would like to point out that banks don’t actually make anything essential to human happiness or survival, they just collect rent. They take a percentage of any activity or action and many that you didn’t even know you are doing. Paying for groceries, filling the tank of the family car, getting a haircut (how apt), or anything you do gives them a pay-off. It used to be that there was a cut-off point where small fees were not worth collecting. With the advent of computers automatically creaming off even tiny amounts, it can add up to billions.
A lot of what the financial sector does is totally in the realms of fantasy. Bundling up other peoples debt, confusing, conflating and re-branding it as an asset, and then on-selling it with names like derivatives, credit default swaps, etc. Millions of people world wide are extravagantly paid to play these on-line casino games with other people’s money. This crazy virtual market is apparently worth 10 times the world’s GDP. I mentioned money, but that too is becoming a very dodgy concept, being created by central banks out of nothing. Just a few key strokes sends billions or trillions to the banks. When you got a mortgage, did you think the banks had a pile of cash out the back to pay the seller? Nope, the credit (not cash) was invented on the spot. To pay back the phantom money, you have to labour for a few decades doing real work in the real world and donate up to half your income to a bank that never had the money in the first place.
You may be wondering how I came to have such a jaded view of banks. Again, words fail me as I am well beyond jaded, and well into cynical, bitter and twisted and more than slightly miffed. I bank with Westpac. They shall be the nominal villains, but any bank would do as well. Three decades ago I was in Cairns with baby Alice in my arms, my wife Hilary half way through pregnancy in Cairns Base hospital undergoing an operation to remove an ovarian cyst. I attempted to withdraw some money from an ATM. It swallowed the card. I went into the Westpac bank to sort it out but they wouldn’t give me any money from my account without the card. They couldn’t get it out of the ATM, fax down a copy of my signature from Atherton bank or verify my identity from my driver’s licence. I had my wife’s card, but they wanted her signature to go with it, but she was being sliced and diced right then, so Alice and I were literally pushed out the door. All I wanted was $30. Fortunately a caravan park was more trusting or we’d have been on a park bench for the night.
I have lots of skills and I’m widely read on many diverse subjects. Money and finance are not amongst them. As part of a management course at uni accounting was required. In the first lecture I soon fell asleep to the gentle, lulling, lisping tones of the pinstriped lecturer despite the seating being specifically designed for maximum pain to stop student slumber. Never went to another. No point risking permanent spine damage. So when Westpac offered the free services of a financial planner, I naively accepted as I’d never come across the concept of planning one’s finances before. So I trustingly bared the pathetic state of my total worth to him, confessing that I’d only ever earned enough to pay tax in two years, long, long ago and I earned a meagre living selling carved bowls at local markets. I thought he might laugh and storm out in high dudgeon for wasting his time, but no, the wise and caring advisor had something for me called ‘superannuation’. Sounded super as you apparently put a little bit in and later on get a lot out. True to my usual form, it was several years before I even bothered to look at the bits of paper Westpac had been sending me. From every payment I put in, 15% had been deducted as well as considerable monthly ‘management fees’. Still the penny didn’t drop, even though my money was evaporating before my eyes. Very slowly, (I mostly think very slowly), it dawned on me that there isn’t any management as my tiny bit of money is pooled. One person can ‘manage’ the whole investment portfolio from a single desk and still get the afternoon off to get the hair done or play golf. But each contributor is charged individually. Outrageous! Even more egregiously, the financial planner knew I was paying no tax but hooked me into a scheme where I was paying 15% up front. He was either grossly incompetent or dishonest, or both. Do not have anything to do with an ‘in-house’ financial planner. They are foot-in-the-door, lying, thieving pedlars. There are good financial planners out there I am sure, but you will have to seek them out yourself, interview them to be sure they understand what you require, and of course pay them.
My last story is too complex to describe, but I was trying to send some money to a person in Indonesia. I tried on-line and failed. I went into Westpac and the manager herself tried and failed. Two months of frustration could not resolve the issue. The amazing thing was that the banks don’t communicate with each other. Any information I could gather was by me e-mailing my Indonesian friend to see what could be seen at the other end. The path in between is opaque. I was being charged large fees for no service. Here in fairness, I should state that I think most of the problem was with corruption in the Indonesian bank. Westpac never did manage to make the simple transfer. I went via Western Union who charge humongous fees (about A$370), but have obviously paid off the right people.
This post has rambled on beyond what I had in mind, because I find there is more to what I feel than I had supposed. And I have a last word. Don’t take out your frustration on the person in front of you. In any organisation bigger than a few employees, you can’t even get near the heartless, conniving, rapacious plutocrats who are fucking you about. The person in front of you is a long suffering minion of the system. Probably quite human. I have gone into an office really angry, fuming at the treatment and obfuscation I am receiving, but taken the time to tell the person I am seeing that my anger is with the system, not with you. Maintain the rage, but don’t direct it at the innocent.
Totally unrelated picture